GENERAL LIABILITY INSURANCE
Running a business comes with risks, and accidents can happen when you least expect them. General liability insurance helps protect your business against claims for third-party bodily injury, property damage, or personal advertising injury. It’s an essential safeguard that gives you security and peace of mind.
If someone gets hurt on your property, or if your products or services cause damage, this coverage ensures you won’t have to face the costs alone. Think of it as a safety net for the unexpected.
Why Does Your Business Need It?
No matter how careful you are, businesses are exposed to risk every day. A single claim can lead to thousands of dollars in legal fees or settlements. General liability insurance covers these costs, so you can focus on what’s most important – running your business.
Here’s what it typically covers:
- Bodily injury – If a customer slips and falls in your store, the medical expenses will be covered.
- Property damage – For example, if you’re a contractor and accidentally damage a client’s property while working on-site.
- Personal and advertising injury – If someone claims your advertising has caused them reputational harm, this policy can help.
Who Needs General Liability Insurance?
This type of insurance isn’t just for big companies. Small businesses, startups, and freelancers can all benefit from having coverage. Whether you own a retail store, a construction business, or are a consultant, it’s worth considering. Clients often feel more confident working with businesses that carry liability coverage – it shows you’re prepared and professional.
How to Get Started
When you’re ready to explore your options, speak to a trusted provider who understands your unique needs. At Insurance Company Worthington Ohio, we offer personalized recommendations and competitive rates to fit your budget.
Unexpected lawsuits or claims can be overwhelming. General liability insurance helps you stay focused on your goals without worrying about what could go wrong. Contact Insurance Company Worthington Ohio today to find the right coverage for your business.
