COMMERCIAL AUTO INSURANCE
Accidents happen, especially when you’re running a business. Whether you own a small landscaping company or manage a fleet of delivery trucks, commercial auto insurance is essential. It protects your vehicles and drivers, so you can focus on what matters most—keeping your business moving.
Why Do You Need Coverage?
If your business relies on vehicles, even for occasional use, regular car insurance might not cut it. Many personal policies won’t cover accidents if the car is being used for work purposes. It handles those specific work-related risks, offering coverage for things like accidents, property damage, or even legal expenses.
What Does It Cover?
Every business is unique, but here’s an idea of what most policies include:
- Vehicle Damage: Covers costs from accidents, hail, or vandalism.
- Liability Protection: Helps pay for damages or injuries you might cause to others.
- Medical Expenses: Offers coverage for medical bills if someone gets hurt.
- Hired & Non-Owned Coverage (optional): Handy if employees use their personal cars for work occasionally.
How to Choose the Right Policy
Your business has its own needs. Start by considering how your vehicles are used. Do employees drive long distances daily? Are clients transported? A local agent can guide you to a policy that fits your situation and budget
Don’t leave your livelihood unprotected. Commercial auto insurance safeguards your business from unexpected road bumps, letting you focus on growth. If you’re based in Worthington, Ohio, reach out to Insurance Company Worthington Ohio for tailored solutions and expert advice!
